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When Regulators Speak…

One of the longest misconceptions with ethical investment is that investing ethically doesn’t perform. This is wrong now and it always has been.

Looking forward, though, the sceptics are going to find themselves in a smaller and smaller minority because the times are changing. According to Australia’s premier Regulator, many of the financial risks associated with climate change have yet to be factored in by the financial community. This is worrying; not for me because I invest ethically, but for anyone who is reading this and is invested in a normal fund. What it means is that your money is being managed by people that haven’t actually worked out how much they are going to lose you by continuing to invest as if climate change were not going to happen. Is that who you want to manage your money?

I’d guess that in 99% of the time your money is being managed in this unprofessional way by people who are paid many many times what you earn. SO, they are earning more than you, to manage your money in a way that is going to keep them happy but lose you money.

Why not do the right thing and move your money to a fund which is invested ethically, that already takes account of climate change (and other critical areas that impact on your long-term financial future) and turn your back on conventional investment strategies. After all, it now looks like conventional investment strategies are those that have long-term losses and problems built-in.

APRA says climate change already poses “system-side” financial risks

Posted in SUPERFUNDS (Australia) | Leave a comment

Hoodwinking and Suffering

I can’t profess to be a fashion icon, so I am not on the lookout for the latest garment style with a particular trim. I am well aware that if anything looks like it used to be worn by an animal, then one needs to make sure that the item is fake/faux and not some grizzly pelt or skin.

Now is seems that the check for the fake/faux label may not necessarily end up with a safe to wear garment. It seems as though the profit motive, once again, is leading to the exploitation and suffering of animals. Instead of doing the right thing, suppliers are obviously finding it cheaper to provide real ex-parts from animals compared to supplying the synthetic substitutes. It is one thing to be selling things that used to be worn as part of a living animal, but somehow it makes it worse when there is a clear and deliberate attempt hoodwink consumers, and possibly the retailers too, by completely lying about the source of the material.

It might be that the only way to be 100% safe is to ensure that nothing one wears remotely looks like it was once part of an animal; if one can’t trust the labels then better safe than sorry.

http://www.telegraph.co.uk/news/2017/04/10/fake-fur-sold-british-high-street-actually-cats-rabbits-raccoon/

Posted in Animals | Leave a comment

Bad News for Coal – but Good for the Planet

We are used to environmental campaigners calling for an end to fossil fuel use and coal in particular. But now the investment industry is getting in on the act and it has nothing to do with the environment, just simple capitalist economics.

According to a senior person at the world’s largest investment company, coal is something that investors need to be avoiding. He admits that in the short-term coal is going to be around but if you, your financial adviser or your Superfund have exposure to coal you should be asking WHY?

Better still, why not move your investments, Superfund etc to a fund which has a policy of avoiding coal as well as other fossil fuels? Whilst you are at it, you should also be ensuring you are not investing in the meat and dairy industries because of their association with climate change. Cruelty Free Super in Australia, Henderson and Kames in the UK can offer you this ethical and financial protection for your money.

Why be a dinosaur investor supporting dinosaur industries which are bad for your values and bad for your wallet? Join the meat- and dairy-free investment solution that is working to make you healthier from every perspective.

Read the article here: https://www.triplepundit.com/2017/06/blackrock-coal-dead/

 

Posted in Our Planet | Leave a comment

Old News – Updated

I remember reading, with a wry smile, about the red meat-aversion-inducing tick a few years ago but it seems the story still has legs (and a bite).

So, for those who haven’t heard the story, let us begin. It appears there is a small tick in the USA which has a very strange effect on some of the people it bites. The bite contains a sugar molecule which impacts the body’s immune system. The body’s response is to develop an antibody to the sugar molecule, but the same sugar molecule is also found in red meat. Once the antibody has been created, some people can develop an allergic reaction when they eat meat. Unfortunately, the allergic reaction can be very serious.

Now, no one wants to see another person suffer or be ill, so this is a serious subject, but for those who live a plant-based lifestyle this reduction in meat consumption could be seen as an accidental positive to something that is happening anyway; less animals will be eaten, less environmental impact etc. As an ironic twist, it appears the tick is spreading North in the USA and that this movement is possibly a result of climate change. There is a body of evidence which suggests that a contributory factor in climate change is meat production.

The final irony – it is called the Lone Star tick because of a mark on its back which looks like the State of Texas. And what is Texas famous for producing?…….

http://www.independent.co.uk/news/science/lone-star-tick-bite-allergy-bite-develop-meat-a7806616.html

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I Hate to Say I Told You So…

Actually, I am glad I told you so and apparently the mighty Barclays agrees with me. It seems that investing responsibly, picking well-run companies who apply more than just the bottom line profit principle actually makes investors more money. Shock horror for mainstream investors.

The term mainstream investment is rather a polite and ‘establishment’ way of describing investment in weapons, child labour, pornography, climate damage, animal exploitation etc. This is the reality of the way most money is invested and if you haven’t deliberately chosen to invest ethically or responsibly, then you are part of the problem, not the solution.

Now, following Barclays’ revelation that investing responsibly is better for your wallet, it makes even less sense for anyone with a jot of compassion for people, our planet or animals to leave their money in mainstream funds.

Don’t delay, switch today; move your money to an ethical option and let your head and your heart work together for you better financial future for you and a better world for everyone.

Barclays finds sustainable investing leads to higher profits

Posted in SUPERFUNDS (Australia) | Leave a comment

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